Understanding Your Vision Benefits

Vision plans are designed to help cover routine eye care and vision correction. These plans typically focus on maintaining clear vision rather than treating medical eye conditions.

Most vision plans include:

• One routine eye examination per year
• Coverage or an allowance for glasses frames and lenses
• Coverage or an allowance for contact lenses
• Discounts on additional eyewear

Some plans also cover contact lens evaluations, but not all. If you wear contacts and want both glasses and contacts, be sure to ask how your plan handles those benefits.

Most vision plans require a copay or cost share for exams or eyewear.

It is also important to know that vision benefits usually reset every year and do not roll over. If they are not used during the benefit period, they typically expire.

Common vision plans accepted by King Vision include: 

• VSP (Vision Service Plan)
• EyeMed
• Spectera
• Versant Health
• Davis Vision
• Superior Vision
• Eyetopia
• UnitedHealthcare Vision
• Aetna Vision Preferred
• Humana Vision
• Anthem Blue View Vision
• Avēsis Vision
• Vision Benefits of America 

Because each plan is different, we encourage patients to verify their specific benefits before their appointment. 

To better understand how these plans differ from medical insurance, you can read our article 

Vision Plans vs Health Insurance: What’s the Difference? 

Health insurance covers medical eye care and eye diseases rather than routine vision correction.

Your medical insurance may apply if you are being evaluated or treated for:

• Eye infections
• Red or irritated eyes
• Dry eye disease
• Glaucoma
• Macular degeneration
• Diabetic eye exams
• Eye injuries
• Sudden vision changes

These visits are considered medical eye exams and are typically subject to copays, deductibles, or coinsurance, depending on your policy.

Many patients also use HSA or FSA accounts to pay for eye care expenses.

These accounts allow you to use pre-tax dollars for eligible healthcare costs, including vision care.

Common eye care expenses that may be paid with HSA or FSA funds include:

• Eye examinations
• Glasses and prescription lenses
• Contact lenses and contact lens solutions
• Prescription sunglasses
• Medical eye treatments

HSA and FSA accounts are often a great way to reduce out-of-pocket costs for eye care.

Learn more in our guide How to Use HSA and FSA Accounts for Vision Care. 

 King Vision welcomes patients with Medicare and Medicaid coverage, including traditional plans and most managed care plans.

These programs help provide access to essential eye care services, particularly when visits involve medical eye conditions or eye health concerns.

Medicare and Medicaid may cover visits related to:

• Diabetic eye examinations
• Glaucoma testing and monitoring
• Macular degeneration evaluations
• Eye infections or inflammation
• Sudden vision changes or eye pain
• Other medically necessary eye care services

Coverage may vary depending on the specific plan and whether it is traditional Medicare/Medicaid or a managed care plan, and some services may involve copays or deductibles.

Routine vision benefits, glasses, and contact lenses may or may not be covered depending on the individual program or supplemental plan.

Our team is happy to help verify your benefits and explain your coverage before your appointment.

King Vision is proud to serve United States Veterans in our community.

Veterans who qualify for care through the VA Community Care Network may receive eye care services at King Vision with an approved referral.

We work with TriWest and other VA Community Care partners to coordinate care for eligible veterans.

Services for eligible veterans may include:

• Comprehensive eye examinations
• Diagnosis and management of eye diseases
• Advanced imaging and diagnostic testing
• Vision prescriptions

As a veteran-owned clinic, serving those who have served our country is an honor.

 At King Vision, we strive to make quality eye care accessible and convenient. In addition to insurance coverage, we offer several payment options for services, eyewear, and medical eye care.

We accept:

• All major credit cards and debit cards
• Apple Pay
• CareCredit healthcare financing APPLY NOW

CareCredit allows patients to finance healthcare expenses and make convenient monthly payments for services such as:

• Eye examinations
• Glasses and prescription lenses
• Contact lenses 
• Advanced diagnostic testing
• Medical eye care services
   

Our team is happy to help answer questions about payment options and assist you in selecting the best solution for your needs.

King Vision works with many insurance providers to help patients access the care they need.

Some of our insurance partners include:

• Blue Cross Blue Shield
• UnitedHealthcare
• Superior Health Plan
• Cigna
• TriWest
• Humana
• Amerigroup
• Aetna
• Ambetter
• Envolve Vision
• EyeMed

 Don't see  your plan.  Give us a call. 936-569-2015